On September 12, 2025, during the 2025 Inclusion·Bund Summit, Antai College of Economics & Management and Zhongyin Technology Finance College, both part of Shanghai Jiao Tong University, teamed up with leading enterprises including China Pacific Insurance Group, L'Oréal China, LOCOFIT, Industrial Bank, and Ant Group to launch the world's inaugural Enterprise AI Application Maturity Model (AIM²).
This model outlines five progressive stages (L1 - L5), spanning from 'Pilot Testing' to 'AI-Native'. It offers a comprehensive evaluation framework and a practical implementation roadmap for deploying AI across six key dimensions: strategy, organization, data, technology, application, and business. The overarching goal of this framework is to empower enterprises to make a transformative leap from '+AI' (simply adding AI to existing processes) to 'AI+' (fully integrating AI to drive innovation and value creation).
Research findings reveal that different industries display unique characteristics in their AI transformation journeys. The financial sector, with its robust data infrastructure, is making significant strides towards 'Autonomous Financial Intelligence', where AI systems can independently make financial decisions. The automotive industry excels in strategic planning and organizational capabilities but lags in establishing a solid data foundation. The healthcare sector is experiencing balanced development, steadily progressing towards 'Full-Cycle Proactive Health Service Innovation', which emphasizes preventive and personalized care. Meanwhile, the retail sector, generally in a catch-up mode, needs to upgrade to 'Consumer-Centric Experience Transformation', focusing on enhancing customer experiences through AI.
The core value of AIM² lies in its ability to deconstruct the complex AI deployment process into well-defined stages. This structured approach enables enterprises to precisely evaluate their current AI maturity level, pinpoint areas for improvement, chart a clear path forward, and quantify the tangible returns on their AI investments. Ultimately, it helps enterprises build sustainable competitive advantages in the era of AI.
