During the first half of this year, new energy commercial vehicle insurance premiums totaled approximately 66.17 billion yuan, marking a robust year-on-year increase of 41.44%. This growth significantly outpaced the industry-wide vehicle insurance premium growth rate of 3.27%. Concurrently, the settled claims for new energy commercial vehicle insurance rose by 33.32% compared to the same period last year, whereas the overall settled claims for vehicle insurance across the industry declined by 1.68% year-on-year. Despite the sustained high growth in settled claims for new energy commercial vehicle insurance, the growth rate is 8.12 percentage points lower than that of premiums, suggesting an improvement in business risk management.