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JD.com Pioneers the Implementation of National Interest Subsidies in Credit Card Installment Programs
2 day ago /
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Author：小编
At the 2026 JD.com 11.11 launch event, JD Finance unveiled its key strategies. Building on the success of the national interest subsidies provided for JD BaiTiao (JD's proprietary credit product), JD.com has now broadened the scope of this initiative to encompass credit card installment scenarios. This move positions JD.com as one of the trailblazing e-commerce platforms to adopt this innovative policy. Presently, China Guangfa Bank stands out as the inaugural partner bank to introduce national interest subsidies for credit card installments on JD.com's platform. It's worth noting that the national interest subsidy policy for consumer loans had previously encompassed credit card installment plans within its subsidy framework.
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