PayPal has unveiled its plan to introduce the Adaptive Commerce Protocol (ACP), aiming to enhance payment and commerce capabilities within ChatGPT. Commencing in 2026, PayPal will leverage ACP servers to integrate the product catalogs of tens of millions of merchants that utilize PayPal's services into ChatGPT's commerce ecosystem. These merchants span a wide range, from small and medium-sized enterprises to renowned retail brands in industries such as apparel, fashion, beauty, and home décor. When this feature is rolled out, ChatGPT users will have the convenience of making instant purchases through PayPal. Simultaneously, PayPal will offer payment processing assistance to merchants who opt for OpenAI's instant checkout functionality.
