The semi-annual reports for 2025 released by various banks have revealed new progress in the construction of large models. In the first half of the year, the implementation of AI large models in the banking sector accelerated, with rapid expansion of application scenarios, particularly showcasing continuous innovation in the field of risk management. As the digital and intelligent transformation progresses, technological support has become the core of bank development, with multiple institutions increasing their technological investments. Some banks have already planned their digital and intelligent development for the next three to five years.