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Spurred on by advantageous policies, the automotive finance sector has witnessed a surge in competition, marked by the introduction of innovative financial packages like 'zero down payment combined with zero interest rates' in the marketplace. According to several sales representatives from auto 4S dealerships, December stands as a pivotal month for driving sales volumes, prompting automakers to join forces with financial entities to roll out even more enticing offers. While it's customary for banks to ramp up their auto loan operations towards the year's end, the intensity of these efforts has escalated this year. A spokesperson from a prominent state-owned bank elucidated that this initiative is not merely a performance-boosting tactic but also a strategic maneuver to adapt to shifts in the credit market landscape.
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