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What Does the Digital Renminbi's Shift from M0 to M1/M2 Signify?
4 day ago /
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Author：小编
Commencing in 2026, the balances held in real-name digital renminbi wallets will begin to accrue interest at rates equivalent to those of current deposits. This development signifies the digital renminbi's transition from the M0 monetary aggregate, which encompasses physical currency in circulation, to the broader M1/M2 aggregates. The latter includes not only physical currency but also demand deposits and other highly liquid assets. This transition will enable users' funds to yield returns and benefit from deposit insurance safeguards. Additionally, it will pave the way for a wider array of application scenarios and financial services.
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