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Credit issuance in May is anticipated to witness an improvement over April, traditionally a 'small month' for credit. Industry experts opine that, with the rollout of various policies, May's credit growth is poised to significantly outperform April's, as banks increasingly prioritize balance and quality in their lending practices. Regarding investment directions, banks have bolstered their investments in sectors like fintech and inclusive finance. Within the retail sector, consumer loans continue to be a primary focus for banks. Additionally, recent research reports from institutional investors, released by some banks, have shed light on emerging business trends. Amidst narrowing net interest margins and intensifying market competition, banks are proactively exploring avenues to propel their businesses forward, ensuring sustained operational stability.
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