The Kimi Credit Card, heralded as the globe's inaugural AI-centric credit card, has officially forged partnerships with American Express and the Agricultural Bank of China, paving the way for its formal launch. Insiders have described this collaboration as a "seamless synergy," noting the swift progress of the project within both the Agricultural Bank of China and American Express since its inception in April of this year. Under the terms of the cooperation, cardholders will be entitled to exchange their daily consumption points for Kimi membership privileges at a 20% discount. The redemption ratio stands at 1000 points to 1 in the points mall, with a maximum of 50% of points redeemable. Looking ahead, the trio of partners will delve into further collaborative opportunities, including AI-driven agent payments, aligning Token limits with credit limits, and the two-way integration of points and computational resources.