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In a recent visit to multiple auto dealerships in Beijing on June 4, reporters discovered that certain automobile brands are still actively promoting the "high interest, high rebate" promotional strategy, including variations like "loan five, exempt two." However, as disputes over early repayment stemming from this model escalate, some banks have started imposing penalties on customers seeking to avoid early repayment. Industry experts caution that while the "high interest, high rebate" model may temporarily boost sales, it also entails significant risks. Similarly, insiders within the banking sector highlight that this model poses greater risks for banks and is unsustainable in the long run. Consequently, it is anticipated that the "high interest, high rebate" car loan model may face a nationwide ban in the future.
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