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On March 28, Shanghai Pudong Development Bank (SPDB) unveiled an enhancement to its personal consumer loan offering, "Pu Shan Dai," raising the credit limit to 1 million yuan. This product supports pure credit, revolving usage, and rapid approval, catering to diverse needs such as home appliance upgrades, home renovations, car purchases, and travel. For customers with excellent credit records and substantial consumption requirements, the self-payment limit has been increased from 300,000 yuan to 500,000 yuan. Furthermore, the term for personal consumer loans has been extended from 5 years to 7 years. Additionally, SPDB has partnered with new energy vehicle manufacturers to introduce the "Vehicle-Battery Separation Loan," facilitating instant loan approval and a one-click battery swapping feature.
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