On March 10, reports surfaced indicating that in recent times, more than twenty automotive brands—including Tesla, Li Auto, XPeng, and Zeekr—have sequentially introduced 7-year ultra-long, low-interest loan initiatives. These initiatives deviate from the conventional 5-year auto loan framework by elongating the loan duration and slashing interest rates, thereby markedly lowering the entry barrier for consumers looking to buy vehicles. For instance, considering models priced at approximately RMB 200,000, monthly payments have decreased from over RMB 3,000 under the traditional 5-year loan period to starting just above RMB 2,000, substantially alleviating the repayment strain. Industry experts have highlighted that by extending loan terms and lowering interest rates, automakers are effectively diminishing users' capital outlays, thereby further fueling latent demand for vehicle acquisitions and contributing positively to the revitalization of the auto market.