The official notice explicitly underscores support for pivotal industrial sectors, including new energy vehicles and their related upstream and downstream industries, producer services, agriculture, forestry, animal husbandry, fisheries, as well as burgeoning fields such as artificial intelligence. For fixed-asset loans extended to micro, small, and medium-sized private enterprises within these critical industrial chains and their associated sectors, as well as for funds sourced from new policy-based financial instruments allocated to participating projects, the central government will commence providing an annualized interest subsidy of 1.5 percentage points on the loan principal from January 1, 2026. This subsidy will be applicable to eligible loans issued by handling banks. The subsidy period is capped at two years, with a maximum subsidized loan amount per enterprise set at 50 million yuan. The policy's implementation period is initially scheduled for one year, with the potential for extension based on subsequent circumstances. Furthermore, the same loan will not be eligible to concurrently benefit from other central government interest subsidy programs.
