On December 31, 2025, a group of prominent state-owned banks in China, namely the Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank of China, jointly made an announcement. They declared that starting from January 1, 2026, customers who have opened real-name digital RMB wallets (including Type I, Type II, and Type III wallets) will see their wallet balances accrue interest at the respective banks' published current deposit rates. In terms of the mechanics, the interest calculation and settlement procedures for these digital RMB wallet balances will align precisely with those applied to regular current deposits. This ensures a seamless and familiar experience for customers. However, it's important to note that balances held in Type IV anonymous digital RMB wallets will not be eligible for interest accrual, maintaining a distinction between real-name and anonymous wallet services.