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Digital Currency Electronic Payment (DCEP) Set for Adjustment: Wallet Balances to Earn Interest at Current Deposit Rates Starting 2026
2 day ago /
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Author：小编
On the 29th, our reporter obtained information from the People's Bank of China (PBOC) indicating that the central bank has unveiled a comprehensive plan. According to this plan, the measurement framework, management system, operational mechanism, and ecosystem of the new-generation Digital Currency Electronic Payment (DCEP) will come into effect on January 1, 2026. From that date onwards, interest will be accrued on DCEP wallet balances at the prevailing deposit rates. This development signifies that, after a decade of rigorous research, development, and pilot operations, DCEP is poised to officially transition from the "digital cash era" to the "digital deposit currency era."
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