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JD.com Launches Government-Subsidized Interest Rates: 1% Discount Across Millions of Products
2025-09-01 /
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Author：小编
Effective immediately, China's policy on fiscal interest subsidies for personal consumer loans is officially in effect. From September 1, 2025, to August 31, 2026, customers will receive interest subsidies on purchases of automobiles, electronics, cultural tourism, healthcare, and other consumer goods. The annual interest subsidy rate stands at 1%, with a cap at 50% of the loan contract interest rate and an upper limit of 3,000 yuan. JD.com has officially introduced a range of products eligible for these interest subsidies, encompassing millions of items. Look for the "Government Interest Subsidy" label to take advantage of this benefit.
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