Recently, insurance institutions have maintained an active stance in acquiring bank stock stakes, despite the banking sector experiencing a decline in relative returns, which has garnered keen attention from investors. In the medium-term outlook, the banking sector finds itself amidst a phase of net asset revaluation. Coupled with the hierarchical logic inherent in the stock market, the value proposition of bank stocks for institutional investors is poised to escalate. Currently, a scarcity of long-term allocation funds persists, suggesting that the intrinsic value of bank stocks will continue to surface. There is a strong likelihood that bank valuations will rebound to surpass 1 times net assets. Should the characteristics of a bull market intensify, the sector rotation effect will further amplify the performance of bank stocks. Consequently, investors are encouraged to uphold an active allocation strategy.