On August 13, a representative from the consumer loan department at a branch of China Construction Bank in Chaoyang District, Beijing, revealed that a specific consumer loan product has garnered a significant number of applicants due to its ability to cater to the funding requirements of a broad customer base. Offering a minimum interest rate of 3% and flexible repayment options, this product is set to become even more attractive following the introduction of the 'national subsidy' interest subsidy policy. High-quality customers can now anticipate interest rates commencing with '2'. Recently, the fiscal interest subsidy policy for personal consumer loans was officially launched, involving six state-owned banks and 12 joint-stock banks. Some banks have announced the implementation of interest subsidy measures as of September 1. Beyond interest rate reductions, there has also been an increase in consumer loan limits. The reporter's visits to various bank branches in Beijing revealed that currently, consumer loan interest rates are predominantly above 3%, with some banks introducing consumer loan products that offer a maximum limit of up to one million yuan.