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Operating Loan Interest Rates Dip Below 3%, Anticipating Persistent Pressure on Bank Interest Margins
1 week ago /
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Author：小编
Recently, numerous banks have introduced low-interest operating loan products, with annual interest rates dipping below 3%. Upon applying additional discounts, some products have even ventured into the "2" percentage range. Nevertheless, due to variations in customer qualifications, the actual approved interest rates and credit lines will differ. Amidst the current challenges faced by the banking industry in credit allocation, insiders within the sector emphasize that banks must strive for breakthroughs in areas such as refined management, optimization of asset-liability structures, and enhancement of service capabilities to effectively tackle the narrowing of net interest margins and mounting profit pressure.
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