The Cross-border Interbank Payment System (CIPS) regulations will undergo adjustments to reduce the entry barriers for institutions, thereby fostering the internationalization of the Chinese yuan. This strategic shift augurs well for the growth of cross-border banking operations, particularly benefiting smaller and medium-sized banks which can expedite capital enhancement through convertible bond issuances. Concurrently, as medium- and long-term funding grows, it is anticipated that the allocation of public funds will witness improvement. The expansion of Exchange Traded Funds (ETFs) bodes positively for heavily weighted stocks, and capital inflows are set to further elevate the valuation of banks. Consequently, the industry maintains a positive stance on the investment potential of the banking sector.