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In the year 2024, the six major state-owned banks collectively invested a staggering RMB 125.459 billion in the realm of fintech, marking a 2.15% year-on-year increase. Among these, the Industrial and Commercial Bank of China (ICBC) led the pack with an investment of RMB 28.518 billion and boasts a robust team of 36,000 fintech professionals. Notably, Bank of Communications witnessed a significant 15.70% surge in its fintech personnel count. At the application level, ICBC has introduced the "ICBC Intelligence Surge" large model system, showcasing its commitment to advanced technological integration. Bank of China, on the other hand, has successfully implemented fintech solutions across more than 900 business scenarios and is actively engaging in cutting-edge research in quantum technology, underscoring its forward-thinking approach to innovation.
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