On May 15, OpenAI introduced a preview version of a personal finance tool tailored for ChatGPT Pro subscribers in the United States, heralding the official foray of generative AI into the financial landscape. This innovative tool seamlessly connects to personal bank accounts, offering a suite of services including expenditure analysis, asset tracking, and long-term financial planning projections. Through a strategic collaboration with Plaid and leveraging the expertise of the Hiro team, which OpenAI acquired, the tool now boasts integration with over 12,000 financial institutions. Powered by the advanced GPT-5.5 model, the tool also plans to incorporate support from Intuit in the near future. Currently, ChatGPT witnesses more than 200 million users seeking financial advice each month. This service is readily accessible on both web and iOS platforms, with plans to extend its availability to Plus users following valuable feedback from Pro subscribers. This development underscores the growing trend of general-purpose large models transitioning towards vertical specialization and agent-based functionalities, as the fusion of 'AI + private financial data' revolutionizes personal asset management interactions.
