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On March 31, the 2025 annual reports of China’s six leading state-owned banks—Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank of China—were unveiled. As stalwarts underpinning the real economy, these six major banks have sustained robust growth in their operational performance. They continue to prioritize the strategic theme of "boosting technology investment, deepening AI integration, and serving the real economy," with their combined fintech investments surpassing 130 billion yuan. In terms of AI technology implementation, these banks are proactively enhancing their AI infrastructure, fostering AI ecosystems, and advancing large-scale AI applications across diverse scenarios. These efforts aim to elevate business efficiency and fortify their core competitive edge.
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