The industry's stance on the technological wave has evolved from pondering "whether to adopt" to deliberating "how to adopt". Ultimately, the true worth of AI must be manifest in tangible business results. In the first half of 2025, a private bank that managed to buck the trend of rising revenues without corresponding profit growth revealed that integrating AI technology into core business operations to boost efficiency is the linchpin for breaking free from conventional business models and acquiring customers in a streamlined manner. Nevertheless, the deployment of AI technology continues to encounter hurdles, including security concerns, costs, and the challenge of demonstrating clear benefits.