In line with the strategy to bolster domestic demand and spur the revival of the auto consumption market, a number of banks have recently bolstered their support for auto consumer finance. They've rolled out a variety of auto loan programs, characterized by low interest rates, generous subsidies for high-value special projects (As there's no direct equivalent term in English, the original formatting is retained for further processing), and substantial credit limits. These initiatives are designed to cater to consumers' car-buying needs and to facilitate the upgrading of major consumer expenditures through financial means. Yang Haiping, a research fellow at the Shanghai Institute of Finance and Law, noted that banks' heightened focus on auto consumer finance incentives at year-end is not only to capitalize on the marketing opportunities during the peak car-buying period at the end of the year and enhance annual performance but also to align with national policies aimed at stimulating consumption and to bolster brand influence.