Recently, Wuhan Evening News covered an incident involving a ride-sharing service. Mr. Peng was involved in a car accident while using a ride-sharing app, incurring repair costs totaling 50,000 yuan. However, his claim for compensation to the People's Insurance Company of China (PICC) was denied, citing the unauthorized change in the nature of vehicle use. This incident has garnered significant attention, and many ride-sharing drivers have expressed concern. One netizen remarked that due to this incident, they have uninstalled the ride-sharing app. This type of accident claim issue has reignited public discussions regarding ride-sharing safety and insurance compensation.