During its 2025 semi-annual earnings conference, China CITIC Bank International (CIB) unveiled a strategic shift towards capital markets and a robust expansion of its wealth management offerings, aiming to bolster non-interest income growth. Amid declining deposit interest rates, funds from maturing high-yield deposits are redirecting towards wealth management products. To capitalize on this trend, CIB intends to collaborate with its financial subsidiaries to propel the growth of Assets Under Management (AUM), with a particular emphasis on accelerating the corporate wealth management segment. Additionally, in the realm of financial market operations, the bank will refine its investment strategies and enhance its product mix, including credit bonds, foreign currency bonds, precious metals, and public funds, to maximize trading returns. Vice President Xie Zhibin highlighted three key shifts in residents' asset allocation: a movement from low-risk products towards financial insurance, a preference shift from medium- to high-risk investments to low-drawdown, high-win rate products, and a transition from single-product allocation to diversified asset allocation.