China Guangfa Bank's 2024 annual report reveals a robust financial performance, with total assets soaring to RMB 3.64 trillion by year-end. The bank recorded revenues of RMB 69.24 billion and net profits of RMB 15.28 billion. Notably, both the balance of non-performing loans and the non-performing loan ratio declined for the second consecutive year, while the core tier-one capital adequacy ratio attained a new high of 9.67%. China Guangfa Bank has actively supported national strategic regions and the real economy, witnessing substantial growth in technology and green credit sectors. Moreover, the bank has reduced interest rates on inclusive micro and small enterprise loans, further boosting financial inclusion. Accelerating its digital transformation, China Guangfa Bank now serves over 300,000 customers with intelligent services. Asset quality has steadily improved, and the risk prevention and control mechanism has been further refined, ensuring sustainable and resilient growth.