The People's Bank of China: Refining the Tech-Centric Financial Services Framework Across the Full Spectrum of Innovation Chains and Lifecycles
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Author:小编   

On February 10, 2026, the People's Bank of China unveiled its Monetary Policy Implementation Report for the fourth quarter of 2025. The report outlined that in the upcoming phase, the bank is committed to steadfastly executing the 'five pivotal financial missions.' This involves steering financial institutions to bolster critical sectors, including the expansion of domestic demand, technological innovation, and the growth of micro, small, and medium-sized enterprises (MSMEs), with the overarching goal of elevating the caliber and efficacy of financial services. Key strategies encompass: fine-tuning the re-lending policies tailored for technological innovation and transformation, thereby fortifying the tech-focused financial services framework; advancing the adoption of green finance standards and constructing a comprehensive system of green financial products and markets; enhancing the credit enhancement mechanisms for private MSMEs and launching an initiative to bolster financial service capabilities for these enterprises; and instituting a routine financial support mechanism to foster the development of county-level economies, thereby solidifying and expanding the gains achieved in poverty alleviation.