As AI agents start to increasingly handle user shopping, payment, and order placement tasks, the global financial sector's stance on this innovative approach has grown more nuanced. Recently, six leading international financial institutions, including Bank of America and Capital One, collaborated on a report. This report underscores that while AI-driven 'agent-based shopping' offers immense promise, it also introduces fresh challenges like opacity, security threats, privacy violations, and fraud. The report points out that the rapid pace of technological advancement far surpasses the current regulatory and consumer protection frameworks, resulting in unclear accountability and ineffective dispute resolution. For example, AI agents might gather users' bank card details without permission, encourage the use of less secure payment options, or even fall prey to cybercriminals who exploit them for fraudulent activities. Banks are advocating for clear identification of AI agents, improved algorithm transparency, robust data security protocols, and the safeguarding of users' and merchants' freedom of choice, along with system interoperability.